Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Benefits

• Accrue eighteen days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)
• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury
• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships
  • Gym memberships, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• You have a voice! You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone.
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Wellness and mental health incentive programs
  • Wellness platform, tools and events
  • Health Savings Account – match

Work Environment & Format

The Regional Senior Underwriter – Commercial Lines role is a remote position in Southern California.

Job Overview

This position operates as a senior technical underwriter responsible for the evaluation of small to middle market risks within a defined business territory. Under general supervision, this position reviews individual submissions for Commercial lines to evaluate risk attributes, pricing and business fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Senior Underwriter will typically work with top or middle tier agents as well as evaluate more complex and sophisticated commercial risks within the region. The Senior Underwriter is expected to make production calls and develop new business production. This assignment must adhere to underwriting guidelines for service and authority. This assignment may be directed to perform other underwriting duties including quality control, mentoring, territory analysis, and agency training.

Requirements

Knowledge of:

• Underwriting principles, procedures, rules and regulations

• Rating plans (ISO or similar) and commercial lines coverages

• Knowledge of social, economic, and competitive aspects of territory assigned

• National and local business conditions and trends

• Underwriting and marketing philosophy and procedure

Education and Experience:

• College degree (or equivalent experience) and five to ten years of experience writing small to medium sized small business and middle market risks as a commercial line’s underwriter.
• Completion of technical insurance coursework preferred, such as CPCU, AU, ARM, CRM or CIC.

Salary Range: $63,729 - $105,153

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.